Terms & Conditions
Last updated 2026.
1. Acceptance of terms
By creating a FutureUP account or using FutureUP on behalf of a school, you agree to these Terms & Conditions and to our Privacy Policy. If you are accepting on behalf of a school or district, you confirm you have authority to do so.
2. Who can use FutureUP
FutureUP is intended for use by students, teachers, and administrators affiliated with schools registered on the platform. Student accounts must be created using a verified school email address at a domain FutureUP has approved for that school. School Administrator accounts are subject to review and approval by FutureUP before student sign-up is enabled for that school's domains.
3. Accounts and security
You are responsible for maintaining the confidentiality of your password and for all activity under your account. Notify us promptly of any unauthorized use. FutureUP verifies email addresses via a time-limited code; do not share verification codes with anyone.
4. School registration and approval
Schools are registered by a School Administrator and reviewed by FutureUP before being approved. FutureUP may reject or suspend a school's registration at its discretion, including for suspected misuse, inaccurate registration information, or violation of these Terms. School Administrators may not approve their own school's registration.
5. Acceptable use
You agree not to misuse FutureUP, including by attempting to bypass email verification, registering a school or domain you are not authorized to represent, or interfering with the service's availability or security.
6. Educational content
FutureUP's lessons on taxes and loans are provided for educational purposes only and do not constitute tax, legal, or financial advice.
7. Termination
We may suspend or terminate accounts or school registrations that violate these Terms. You may stop using FutureUP and request account deletion at any time via Support.
8. Changes
We may update these Terms from time to time; continued use after changes take effect constitutes acceptance.
9. Contact
Questions about these Terms can be sent to [email protected].
Privacy Policy
Last updated 2026.
1. Information we collect
Account information (name, email address, role, and school affiliation), authentication data (a securely hashed password — we never store your password in plain text), and lesson progress and quiz results within FutureUP’s taxes, loans, and credit modules.
2. How we use information
To create and secure your account, verify your email address, associate students with their registered school, operate the FutureUP dashboard for teachers and administrators, and improve the product. We do not sell student data, and we do not share it with advertisers, lenders, or tax-preparation companies.
3. Email verification codes
Verification codes are single-use, expire after 10 minutes, and are never displayed in the FutureUP interface — they are only ever sent to the email address being verified.
4. School domain data
School Administrators register the email domains used to verify student eligibility. This data is used only to match student sign-ups to the correct school and is visible to FutureUP Super Admins for approval purposes.
5. Data retention
We retain account data for as long as the account is active, or as needed to comply with legal obligations. You can request deletion via Support.
6. Data security
Passwords are hashed, not stored in plain text. Verification codes are hashed and rate-limited. We use industry-standard safeguards to protect account data, but no system is 100% secure. FutureUP does not use third-party analytics, advertising trackers, or session-replay/screen-recording tools of any kind — nothing you do in the app is watched or recorded by an outside company.
7. Children's privacy (COPPA) and student data (FERPA)
FutureUP's self-service student sign-up asks for date of birth and does not allow a student under 13 to create an account directly. Students under 13 can only be enrolled by their teacher or school administrator (class join code or license PIN), consistent with COPPA's school-consent exception — the school, not FutureUP, is responsible for obtaining any parental consent required for that student. Where student education records are covered by FERPA, FutureUP acts as a school official under applicable FERPA guidance, using student data only for the educational purposes the school has authorized.
8. Contact
Questions about this Privacy Policy can be sent to [email protected].
Copyright Policy
Last updated 2026.
1. Respect for copyright
FutureUP respects the intellectual property rights of others and expects users of the service to do the same. It is FutureUP's policy, in appropriate circumstances, to disable and/or terminate the accounts of users who repeatedly infringe the copyrights of others.
2. Filing a takedown notice
If you believe content available through FutureUP infringes a copyright you own, you (or your agent) may send a written notice to FutureUP's designated agent, below, that includes:
- A physical or electronic signature of the copyright owner or someone authorized to act on their behalf.
- Identification of the copyrighted work claimed to have been infringed.
- Identification of the material claimed to be infringing, and information reasonably sufficient to let FutureUP locate it.
- Your contact information, including address, telephone number, and email address.
- A statement that you have a good-faith belief that use of the material is not authorized by the copyright owner, its agent, or the law.
- A statement, made under penalty of perjury, that the above information is accurate and that you are the copyright owner or authorized to act on their behalf.
3. Counter-notification
A user who believes material they posted was removed or disabled by mistake or misidentification may send FutureUP's designated agent a counter-notification containing the elements specified under 17 U.S.C. §512(g)(3).
4. Designated agent
FutureUP's DMCA designated agent for notice of claimed infringement:
Jeret Roslin
FutureUP
[MAILING ADDRESS NEEDED — add before sending to real users]
Email: [email protected]
5. Contact
Questions about this Copyright Policy can be sent to [email protected].
Accessibility Statement
Last updated 2026.
1. Our commitment
FutureUP is committed to making financial education available to every student, teacher, and administrator, including people with disabilities. We aim to build and maintain FutureUP so that it can be used with a keyboard, a screen reader, and other assistive technology.
2. Standard we are working toward
We are working toward conformance with the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA. We have not yet completed a formal third-party accessibility audit, so some parts of FutureUP may not fully meet this standard today.
3. What we do
- Use semantic page structure, labelled form fields, and descriptive link and button text.
- Support keyboard navigation and visible focus indicators across the app.
- Provide text alternatives for meaningful images and icons.
- Design layouts that adapt to different screen sizes and zoom levels.
- Aim for sufficient colour contrast and avoid relying on colour alone to convey meaning.
4. Known limitations
Some interactive lessons and simulations, including drag-and-drop and slider activities, may be harder to use with a keyboard or screen reader than the rest of the site. We are working to improve these. If an activity is not usable for you, contact us and we will work with you and your teacher to provide an alternative way to complete it.
5. Feedback and requests
If you have trouble using any part of FutureUP, or need content in a different format, please email [email protected]. Tell us the page or activity, what you were trying to do, and the assistive technology you use if any. We aim to respond within 5 business days.
